Well I'm always looking for something to help keep things "together" and organized while budgeting. I love, love the blog Money Saving Mom. Although I'm not a mom yet, she gives amazing advice on how her and her hubby got the point they are as frugal parents where she is able to stay/work at home. Anywho...she offers awesome advice that really is in line with mine and Justin's money beliefs based on our Christian faith and what the bible says about being stewards of what God has give you and not to be in debt to others.
Mint.com is a great resource I found through Money Saving Mom's blog and has become my "budget buddy". If you're into budgeting (which I highly recommend) and enjoy organization like me (umm, yes please!), then this website is great for you. (This isn't an endorsement...simply my own opinion for what it's worth.) It links to your bank account (100% safely....I researched) and allows you to tag all of your transactions to fit specific sections ("envelopes" in Dave Ramsey language) in your budget. You can set the specific budget for each section (i.e. eating out, gas, electric bill, etc.) and it shows how much over or under you are on your budget based on your transactions. Being crazy about using cash in our envelopes to remain on track, we set an "envelope" budget and just tag that transaction where we get the money out each month as "envelopes". The great thing is, you create the names and can even add a transaction if you need to just to remain right on track. (For example, we recently just cashed one of Justin's checks. I still wanted it to go through on mint, so I added the transaction to claim it as income.) What's so great about this is that areas where we don't use cash for our envelope system, such as gas and tithing, we can keep track with how much we are spending much more easily than before. Finally, you can even get help organizing setting aside money each month toward a "goal" such as a new car or even school payments.
If you are more interested in the "envelope system" lingo and want to check out Dave Ramsey, you can find his website here.
Questions about this? Feel free to ask! Your own ideas and thoughts on budgeting? I would love to hear them! Do share!